Frequently Asked Questions
Find answers to the most common questions below.
No, checking your loan eligibility on Elevate Loan Hub is a soft enquiry and does not affect your CIBIL score. Your score remains completely safe throughout the process.
Yes! Our entire loan application process is digital. You can submit your application, upload documents, and track your loan status entirely online from the comfort of your home.
Absolutely not. We believe in complete transparency. All charges including processing fees and interest rates are clearly communicated upfront before you proceed.
Most loan applications receive an in-principle approval within 24 hours. Final disbursement typically ranges from 1–3 working days after document verification.
We are partnered with 20+ leading banks and NBFCs including HDFC, ICICI, SBI, Axis Bank, Bajaj Finserv, IDFC First Bank, Kotak Mahindra, and many more.
Yes, most of our partner lenders allow part-prepayment and full foreclosure after a lock-in period. Foreclosure charges vary by lender and loan type. We'll guide you through the specifics.
Typically you need: PAN Card, Aadhaar Card, last 3 months bank statements, last 3 months salary slips (salaried), and address proof. Our team will give a complete checklist for your profile.
Most lenders require a minimum CIBIL score of 700 for personal loans and 650–700 for home loans. We have options for various credit profiles — contact us to find out what you qualify for.
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